FHA Loan Limits for Fort-Lauderdale, Broward County, FL in 2026

In 2026, the FHA loan limits for Fort-Lauderdale county, Broward, FL are defined as $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.

The maximum for conventional loans on a single-family residence is $548,250. It is $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Explore our FHA calculator to find today’s best FHA rates, determining needed downpayment, income requirements, credit, reserves, and documents for qualification.

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Evaluate your loan options in Fort-Lauderdale, FL

The Lendersa® calculator helps you assess FHA rates and terms compared to other loan programs. Review and explore options such as conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® swiftly retrieves loan program data from thousands of lenders, lining it up with your specific financial needs and profiles.

For 2026 in Fort-Lauderdale county of Broward, FL, use our Loan Limits Comparison Table to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. Check qualification needs like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Fort-Lauderdale county of Broward, FL

SFR 2 Units 3 Units 4 Units
FHA $402,500 $515,250 $622,850 $774,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Fort-Lauderdale FHA Lenders

  • The Rate Outlet
  • 440 NE 4th Ave, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.

  • Wholesale Direct Mortgages LLC
  • 401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs

  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.

  • Lendz Financial
  • 300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.

  • Florida State Mortgage Group, Inc.
  • 1512 E Broward Blvd #204A, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.

  • MORTGAGE DIRECT, LLC.
  • 501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners

  • M & M Private Lending Group, LLC
  • 1 West Las Olas Blvd. Suite 500, Fort Lauderdale, FL, 33301
  • Lends in Florida
  • M & M Private Lending Group, LLC Specializes in arranging private money real estate loans. We are a direct lender & we pride ourselves on rapid personalized service while delivering the fairest rates and closing costs available. We are true asset based (hard money) lenders not requiring tax returns, credit checks or bank statements.

  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • Lends in Florida
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money

  • Clear 2 Close Lending LLC
  • 1033 Northeast 17th Way, Unit 302, Fort Lauderdale, FL, 33304
  • Lends in Florida
  • Ruthann Fong is a mortgage industry veteran with over 22 years’ experience in mastering business development, sales, and operations.

    Her team at Lendesta consists of highly-experienced, dual language (Spanish/English) home financing professionals. Her in-depth knowledge and expertise of the Florida Real Estate market.

  • Federated Mortgage Services Inc
  • 925 Intracoastal Drive, Fort Lauderdale, FL, 33304
  • Lends in Florida
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, mortgage brokers, builders and individual homebuyers throughout the state for the past 35 years. We are a premier service mortgage lender with an experienced staff offering expertise in every area of mortgage