In the year 2025, FHA loan limits in High-Point county of Hernando, FL are as follows: $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for those with three units, and $685,400 for four-unit constructions.
The maximum permissible loan amount for conventional loans on a single-family dwelling is $548,250. For homes with two, three, and four units, the respective limits are $702,000, $848,500, and $1,054,500.
Utilize our FHA calculator to explore today's prime FHA rates and understand requirements like downpayment, income, credit score, reserves, and necessary documents for loan qualification.
Review and contrast loan offers from a wide pool of 100 lenders
With the Lendersa® calculator, you can efficiently compare the rates and terms of FHA loans with those from other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates an extensive range of loan program data from numerous lenders, swiftly aligning it to your distinctive financial profile and needs.
In 2025, the Loan Limits Comparison Table for High-Point county, Hernando, FL, provides an overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification elements such as income, reserves, and credit aspects, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
