In 2025, the FHA loan limit in Lynn-Haven county of Bay, FL is set at $356,362 for a single-family house, $456,275 for 2-units, $551,500 for 3-units, and reaches $685,400 for 4-units homes.
Conventional loans have a maximum amount of $548,250 for single-family homes, and for multi-units: $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to obtain current FHA rates, and determine the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with a variety of other loan programs. Explore and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® aggregates data from thousands of lenders, performing rapid analyses against your unique financial profile and requirements.
In 2025, see the Loan Limits Comparison Table for Lynn-Haven county of Bay, FL. It displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualifying factors like income and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
