For the year 2026, FHA loan limits in Madison county, part of Madison, FL, are specified as follows: $472,030 for a single-family home, $604,400 for two-unit houses, $730,525 for three-unit dwellings, and $907,900 for four-unit structures.
The maximum amounts available through conventional loans are $726,200 for a single-family residence, extending to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Make use of our FHA calculator to explore today's leading FHA rates. It assists in calculating the necessary downpayment, income requirements, credit needs, reserves, and all documents required for qualification.
Explore and compare loan offers from a wide array of 100 lenders.
With the Lendersa® calculator, you can directly and efficiently compare FHA rates and terms with those of various loan programs. Consideration includes Conventional, Jumbo, VA, USDA, Non-QM, and indeed hard money loans among others.
Lendersa® efficiently gathers data from an extensive network of thousands of lenders and quickly matches this data to your specific financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Madison county of Madison, FL includes a comprehensive rundown on maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For deeper insights into qualification requirements including income, reserves, and credit standards, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is invaluable.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Madison FHA Lenders |
|
|
|
|
|
|
|
|
Also lends in Florida |
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
