In 2026, the FHA loan limits for Marathon county, Monroe, FL, are as follows: $874,000 for single-family homes, $1,118,900 for two units, $1,352,450 for three units, and $1,680,800 for four-unit buildings.
The maximum allowable for conventional loans on a single-family residence is $874,000. For duplexes, it stands at $1,118,900, for triplexes at $1,352,450, and for quadplexes, the limit extends to $1,680,800.
Use our FHA calculator to view today’s top FHA rates and calculate the downpayment, income, credit, reserves, and documents you'll need for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of all other loan programs. Delve into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers broad loan data from thousands of lenders, providing rapid comparisons based on your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Marathon county, Monroe, FL details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $874,000 | $1,118,900 | $1,352,450 | $1,680,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $874,000 | $1,118,900 | $1,352,450 | $1,680,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $874,000 | $1,118,900 | $1,352,450 | $1,680,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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