FHA Loan Max Loan amount for Miami, Miami-Dade County, FL in 2023

In 2024, FHA loan limit in Miami county of Miami-Dade, Florida is $557,750 for a single-family home, $714,000 for 2-units, $863,100 for 3-units, and $1,072,600 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Miami county of Miami-Dade, Florida compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Miami county of Miami-Dade, FL

SFR 2 Units 3 Units 4 Units
FHA $557,750 $714,000 $863,100 $1,072,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Fidelity Funding Mortgage Corp.
  • 255 South Maitland Avenue, Maitland, FL, 32751
  • At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
  • Clifton Mortgage Services, LLC
  • 670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
  • Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members
  • First Equity Financial
  • 110 N. Orlando Ave, Suite 9, Maitland, FL, 32751
  • Whether you are a new home buyer, realtor, or mortgage broker seeking assistance on a challenging mortgage request, it is our dedication to creative underwriting, quality presentation; ultimately providing creative mortgage solutions even in the toughest situations which make us stand out.
  • Homelife International Mortgage Co. Inc.
  • 350 N Lake Destiny Rd, Maitland, FL, 32751
  • Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.
  • Streamline Mortgage Solutions
  • 100 E SYBELIA AVE. STE 300, Maitland, FL, 32751
  • Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you
  • Strategic Funding, LLC
  • 439 Lake Howell Road, Maitland, FL, 32751
  • "Strategic Funding provide mortgages in Orlando, Winter Park and all of central Florida. Service is our top priority. We will work tirelessly to obtain the lowest cost loan in the least possible time. We pride ourselves on exceeding our customer's expectations in finding the best rates, service and options for a home.
  • Equity Prime Mortgage
  • 2290 Lucien Way, Suite 250, Maitland, FL, 32751
  • "Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country (49 states). We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Mission: We are a resource, and voice, for financial empowerment. "
  • Absolute Home Mortgage Corporation
  • 2200 Lucien Way, Suite 325, Maitland, FL, 32751
  • Absolute Home Mortgage Corporation headquartered in Fairfield, NJ provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.