FHA Loan Limits for Ocoee, Orange County, FL in 2025

For 2025, in Ocoee county, Orange, FL, FHA loan limits are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for a property with four units.

The maximum for conventional loans on a single-family home is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to discover today's optimal FHA rates and evaluate downpayment, income, credit, reserves, and necessary documents for qualification.

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Lendersa® calculator allows comparison of FHA rates and terms with those of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Ocoee, Orange, FL aids in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements like income, reserves, and credit.

Loan limits Ocoee county of Orange, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
  • Dolphin Home Mortgage Inc
  • 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
  • Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
  • MTR Funding LLC
  • 2407 Brittany Court, Ponte Vedra Beach, FL, 32082
  • We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
  • Navigator Mortgage Inc
  • 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
  • First Coast Mortgage Funding
  • 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
  • First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.