In the year 2026, the FHA loan limit in Tyndall-AFB within Bay, FL, is $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for 3-unit properties, and $685,400 for 4-unit properties.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For duplexes, the limit is $702,000, for triplexes it is $848,500, and for four-unit buildings the cap is $1,054,500.
Use our FHA calculator to view today’s best FHA rates and to determine the necessary down payment, income, credit reserves, and documents required for qualification.
The Lendersa® calculator enables you to compare the terms and rates of FHA loans with those of other types of loan programs. Explore and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources data from a vast array of lenders and quickly compiles it to be compared against your personal financial profile and needs.
For the year 2026 in Tyndall-AFB, within Bay, FL, our Loan Limits Comparison Table allows comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare the qualification criteria such as income requirements, reserves, and credit score, you can use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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