FHA Loan Limits for Tyndall-AFB, Bay County, FL in 2025

In the year 2025, the FHA loan limit in Tyndall-AFB within Bay, FL, is $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for 3-unit properties, and $685,400 for 4-unit properties.

The maximum loan amount for conventional loans on a single-family residence is $548,250. For duplexes, the limit is $702,000, for triplexes it is $848,500, and for four-unit buildings the cap is $1,054,500.

Use our FHA calculator to view today’s best FHA rates and to determine the necessary down payment, income, credit reserves, and documents required for qualification.

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Analyze Your Loan Opportunities in Tyndall-AFB, FL

The Lendersa® calculator enables you to compare the terms and rates of FHA loans with those of other types of loan programs. Explore and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® sources data from a vast array of lenders and quickly compiles it to be compared against your personal financial profile and needs.

For the year 2025 in Tyndall-AFB, within Bay, FL, our Loan Limits Comparison Table allows comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare the qualification criteria such as income requirements, reserves, and credit score, you can use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Tyndall-AFB county of Bay, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • PO Box 5, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
  • Harvesters Mortgage Express
  • 400 S. Hwy 29, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
  • Total Lending Concepts
  • 1310 N. Main Street, Bell, FL, 32619
  • The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Professional Grade Mortgage
  • 18120 NW 266th St., High Springs, FL, 32643
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  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
  • Green Street Mortgage Lenders Inc
  • 600 Avenue A, Suite B, Opelika, AL, 36801
  • Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • The Digital Mortgage Guy
  • 14309 NW 159th Place, Alachua, FL, 32615
  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers