For the year 2025, the FHA loan limits applicable in Manatee county, located within West-Bradenton, FL, stand at $356,362 for a single-family dwelling, $456,275 for duplexes (two-unit homes), $551,500 for triplexes (three-unit homes), and $685,400 for four-unit properties.
When it comes to conventional loans, the maximum limit for a single-family house is set at $548,250. For duplexes, triples, and quadruples, the limits are $702,000, $848,500, and $1,054,500 respectively.
Employ our FHA calculator to explore the competitive FHA rates currently available. It also aids in determining downpayment, income prerequisites, credit score, reserve funds, and the required documents for loan qualification.
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The Lendersa® calculator is your gateway to evaluating FHA rates and terms, alongside numerous alternative loan programs. Engage in examining various options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all in contrast with FHA loans.
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For the year 2025, the Loan Limits Comparison Table available for Manatee county in West-Bradenton, FL includes a comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification essentials like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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