As of 2026, the FHA loan threshold in the county of Lee, located in Whiskey-Creek, FL, is set at $356,362 for a single-family dwelling. For 2-unit buildings, it's $456,275, for 3-unit properties, the cap is $551,500, and for 4-unit residences, it reaches $685,400.
In contrast, the upper limit for conventional loans on a single-family home is $548,250. For duplex homes, it stands at $702,000, for triplexes, it is $848,500, and for fourplexes, the limit is $1,054,500.
Utilize our FHA calculator to discover today's optimal FHA rates and to calculate necessary down payment, income, credit score, reserves, and documents for qualification.
With the Lendersa® calculator, you can assess FHA interest rates & conditions alongside those of various other loan forms. Compare and analyze Conventional loans, Jumbo packages, VA, USDA, non-QM, and even hard money loans, against FHA terms.
Lendersa® pulls loan program data from numerous lenders and swiftly matches these against your financial profile and needs.
The Loan Limit Comparison Table for 2026 in Whiskey-Creek county of Lee, FL facilitates a side-by-side view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To study qualification metrics like income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $315,100 | $315,100 | $315,100 | $315,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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