In 2026, FHA loan limits in Albany county of Dougherty, GA are $472,030 for single-family homes, $604,400 for 2-unit residences, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans on single-family homes, the maximum is $726,200. For 2-units, it is $929,850, for 3-units, it is $1,123,900, and for 4-units, it is $1,396,800.
Use our FHA calculator to find today’s FHA rates and assess necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with other loan programs. Explore and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers data from numerous lenders and rapidly compares it to your financial profile.
Our Loan Limits Table for 2026 in Albany county of Dougherty, GA allows for maximum loan comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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