In 2026, the FHA loan limits in Dacula county, located in Gwinnett, GA, are as follows: $592,250 for a single-family home, $758,200 for 2-unit properties, $916,450 for 3-unit dwellings, and $1,138,950 for 4-unit buildings.
For conventional loans, the maximum obtainable loan amount for a single-family residence is $726,200. For 2-unit houses, it is $929,850, for 3-unit structures, $1,123,900, and lastly, for 4-unit residences, the limit is $1,396,800.
Our FHA calculator can assist you in finding today's best FHA rates and evaluating important factors like down payments, income requirements, credit standards, reserves, and the necessary documents to qualify.
The Lendersa® calculator helps you contrast FHA rates and terms with those of all other loan programs. You are encouraged to explore and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® acquires data from a vast number of lenders, quickly comparing it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dacula county of Gwinnett, GA, allows the comparison of maximum loan amounts across different categories, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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