For the year 2026, the FHA loan limits in Fort-Oglethorpe county, part of Catoosa, GA, are as follows: for a single-family home, the limit is $356,362. For properties with two units, the limit is $456,275. If you have a three-unit dwelling, the cap is $551,500, and for those with four units, it is $685,400.
The highest loan amounts you can access through conventional loans for single-family residences are $548,250. For duplexes, it reaches $702,000, for triplexes it's $848,500, and for four-unit structures, the ceiling is $1,054,500.
Utilize our FHA calculator to explore today's top FHA rates and understand the qualifications needed, such as the downpayment, required income, credit score, reserves, and essential documents for approval.
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Within 2026, the Loan Limits Comparison Table situated in Fort-Oglethorpe county of Catoosa, GA, presents maximum loan amounts available for various programs such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into detailed comparisons of important qualification needs like income, credit, and reserves, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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