For 2025, the FHA loan limit in Wailea county, part of Maui, HI, is $977,500 for a single-family property, $1,251,400 for 2-unit buildings, $1,512,650 for 3-units, and $1,879,850 for homes with 4-units.
The upper loan limit for conventional loans on a single-family residence is $1,089,300, while it is $1,394,775 for a 2-unit house, $1,685,850 for 3 units, and $2,095,200 for a 4-unit dwelling.
Use our FHA calculator to view the most competitive FHA rates today and to calculate the downpayment, along with income, credit reserves, and documentation needed for qualification.
The Lendersa® tool enables you to compare FHA rates with other loan program terms. You can explore and select from Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA terms.
Lendersa® gathers and processes loan program data from a vast number of lenders, rapidly aligning it with your unique financial profile and needs.
In 2025, see the Loan Limits Comparison Table for Wailea, county of Maui, HI. It compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification prerequisites such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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