In 2026, FHA loan limits in Algona county of Kossuth, IA, are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
The peak loan amounts for conventional loans on a single-family residence are $726,200, rising to $929,850 for two-unit houses, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources loan data from thousands of lenders and provides rapid comparisons to align with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Algona county, Kossuth, IA, gives a view of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For reviewing qualification standards such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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