In 2026, the FHA loan limits for Cresco county of Howard, IA are set at $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit homes, and $907,900 for four-units.
The maximum conventional loan amount for a single-family residence is $726,200, for two-units it's $929,850, for three-units it reaches $1,123,900, and for four-units it's $1,396,800.
Use our FHA calculator to find today’s best FHA rates, checking the needed downpayment, income, credit, reserves, and documents to qualify.
Use the Lendersa® calculator to compare rates and terms of FHA loans alongside Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compares data from thousands of lenders against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cresco county of Howard, IA outlines FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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