In 2026, the FHA loan limits for Chester county, Randolph, IL are $472,030 for a single-family home. For 2-unit properties, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it is set at $907,900.
The conventional loan maximum for a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units $1,123,900, and for 4-units, it extends to $1,396,800.
Utilize our FHA calculator to find today’s most competitive FHA rates and figure out necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator empowers you to weigh FHA rates & terms alongside other loan programs. Delve into comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
Lendersa® gathers comprehensive loan program data from thousands of lenders and swiftly measures it against your personal financial landscape and needs.
The Loan Limits Comparison Table for 2026 in Chester, Randolph, IL contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For comparing qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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