For 2026, the FHA loan limits in Jerseyville, Jersey, IL are set at: $472,030 for single-family properties, $604,400 for two-unit homes, $730,525 for structures with three units, and $907,900 for four-unit properties. These limits guide potential FHA borrowers on how much they can finance based on property type.
Conventional loan maximums for single-family residences stand at $726,200, with caps of $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units. These limits are crucial for homebuyers considering conventional loans, providing clarity on available financing amounts across different property types.
Utilize our FHA calculator to find today's best FHA rates and to calculate necessary financial components such as downpayments, income thresholds, credit levels, reserve requirements, and necessary documentation for eligibility. This tool simplifies the process of preparing for home financing.
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The Lendersa® calculator enables a comprehensive comparison of FHA rates and terms alongside various other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. With this capability, you can make informed financial decisions by understanding the breadth of available loan programs.
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In 2026, the Loan Limits Comparison Table for Jerseyville county, Jersey, IL, facilitates a detailed review of maximum amounts for various loan products like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), along with hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare essential qualification requirements including income, reserves, and credit assessments to form a robust financial strategy.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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