For 2026, the FHA loan limits in Park-Ridge county, Cook, IL, are structured as follows: $379,500 for single-family homes, moving up to $485,800 for properties with 2-units, $587,250 for those with 3-units, and maximums of $729,800 for 4-unit buildings.
Conventional loans are capped at $548,250 for one-unit residences. The limit extends to $702,000 for two units, rises to $848,500 for three units, and peaks at $1,054,500 for four-unit homes.
Utilize our FHA calculator to discover today’s top FHA rates, assessing required downpayments, income, credit, reserves, and documents vital for qualification.
The Lendersa® calculator is your guide to comparing FHA rates and terms against those of other loan programs. Analyze and compare options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans, with FHA.
Lendersa® rapidly draws loan program data from thousands of lenders, tailoring comparisons to your financial situation and necessities.
The Loan Limits Comparison Table for 2026 in Park-Ridge county, Cook, IL, provides detailed insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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