For 2026, the FHA loan limits in Paxton, which is part of Ford, IL, include: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for homes with three units, and a limit of $907,900 for properties with four units.
Regarding conventional loans, the maximum possible amount for a single-family residence is $726,200. This figure rises to $929,850 for two-unit homes, $1,123,900 for those with three units, and $1,396,800 for buildings with four units.
Our FHA calculator is a useful tool for seeing the best FHA rates today and determining what downpayment is needed, as well as income, credit status, reserves, and documentation required for qualifying.
Explore a selection of loan offers from 100 lenders to find a suitable financial path for your needs.
With the Lendersa® calculator, you can instantly compare FHA rates and terms with those available through other lending options. Examine choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, quickly aligning potential offers with your financial specifics to present a tailored assessment that fits your unique requirements.
Find the Loan Limits Comparison Table for 2026 in Paxton, Ford, IL, which facilitates comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For assessing qualification standards like required income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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