In 2026, the FHA loan limit for Savoy county within Champaign, IL stands at $472,030 for a single-family home, $604,400 if there are two units, $730,525 for three units, and $907,900 for four units.
The maximum available loan on conventional single-family homes is $726,200, with $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-unit residences.
Use our FHA calculator to view today’s top FHA rates and assess required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows for comprehensive comparisons between the rates and terms of FHA and other loan programs. Evaluate options among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses vast amounts of data from numerous lenders and efficiently contrasts it against your specific financial profile and needs.
In 2026, the Loan Limits Comparison Table for Savoy, Champaign, IL details FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. To address qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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