As of 2025, in the county of Dearborn located in Bright, IN, the FHA loan allowances are set at $472,030 for a single-family dwelling, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
Conventional loans feature limits such as $726,200 for single-family homes, extending to $929,850 for two units, $1,123,900 for three units, and eventually $1,396,800 for four units.
Utilize our FHA calculator to discover the best FHA rates available today, as well as to ascertain necessary downpayments, income levels, credit scores, reserves, and documentation requirements for qualification.
The Lendersa® calculator enables you to effectively compare the rates and terms of FHA loans with those offered by other loan programs. Be sure to investigate and compare across a range of offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® uses real-time data from thousands of lenders to swiftly match it against your specific financial situation and needs, facilitating a comprehensive comparison.
A comprehensive Loan Limits Comparison Table for 2025 in the county of Dearborn, within Bright, IN, is available to see how FHA stacks up against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To further explore requirements for qualifications such as income, reserves, and credit, test out the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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