For the year 2025, the FHA loan limit for Garrett county in DeKalb, IN is designated at $472,030 for a single-family home. For two-unit properties, the limit is $604,400; for triplexes, it reaches $730,525; and for four-unit buildings, the maximum is set at $907,900.
The highest allowable loan amount for conventional loans on a single-family home is $726,200. For duplexes, this extends to $929,850, for triplex units it goes up to $1,123,900, and for four-unit structures, the ceiling is $1,396,800.
Make use of our FHA calculator to discover today's best FHA rates, helping you determine necessary downpayment, income levels, credit status, reserves, and the documentation required for qualification.
The Lendersa® calculator provides an effective method to compare FHA rates and terms with those of other loan programs. Delve into exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By efficiently collecting expansive loan data from thousands of lenders, Lendersa® matches this data swiftly to your individual financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Garrett county of DeKalb, IN allows you to analyze maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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