During 2025, the FHA loan limit in Jeffersontown, located in Jefferson county, KY, is specified as $472,030 for a single-family home. For properties with two units, the limit is $604,400, for three-unit buildings, the cap is $730,525, and for four units, it extends to $907,900.
Regarding conventional loans, the upper maximum for a single-family home is $726,200. For properties consisting of two units, the limit is $929,850, for three-unit structures, it is $1,123,900, and for those with four units, the ceiling is $1,396,800.
To discover today’s leading FHA rates and to determine the necessary downpayment, income, credit profile, reserves, and relevant documents needed to qualify, use our FHA calculator.
The Lendersa® calculator allows for comparisons between FHA rates and terms and those offered through additional loan programs. Examine and compare alternatives like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently aggregates loan data from thousands of lenders, quickly comparing it to pinpoint which options align best with your unique financial background and requirements.
The Loan Limits Comparison Table for 2025 in Jeffersontown, within Jefferson, KY, enables analysis of maximum loan amounts across various products, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed examination of qualifications such as income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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