In the year 2026, the FHA loan limits for Middlesborough county in Bell, KY are as follows: $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for 3-unit residences, and $907,900 for buildings with 4 units.
The maximum amount available for conventional loans on a single-family house reaches $726,200. This increases to $929,850 for homes with 2 units, $1,123,900 for those with 3 units, and goes up to $1,396,800 for 4-unit properties.
Our FHA calculator is a great resource for discovering today's best FHA rates and understanding the necessary qualifications such as downpayment, income level, credit score, reserves, and documentation requirements.
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The Loan Limits Comparison Table for 2026 in Middlesborough county within Bell, KY provides a comprehensive comparison of the maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To investigate requirements like income, reserves, and credit qualifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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