For 2026, the FHA loan limit in Denham-Springs, within Livingston county, LA, is fixed at $356,362 for a single-family home. For two-unit properties, it rises to $456,275, and for three units, it increases to $551,500, with four units reaching a maximum of $685,400.
The maximum loan amount allowed for conventional loans on a single-family residence is $548,250. For homes with two units, it's $702,000, climbing to $848,500 for three-unit properties and topping at $1,054,500 for four units.
Use our FHA calculator to find today’s optimal FHA rates. It assists in determining the necessary down payment, income levels, credit qualifications, reserves, and required documentation for eligibility.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans with those from various other loan programs. Explore and assess options like conventional loans, jumbo loans, VA loans, USDA, non-QM, and hard money loans in comparison to FHA offerings.
Lendersa® gathers extensive loan program data from a multitude of lenders, swiftly comparing these against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Denham-Springs, located in Livingston, LA, provides a comprehensive view of the highest possible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Analyze qualification criteria like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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