For 2026, the FHA loan limits set within Mansfield county, which is part of De Soto, LA, are as follows: For a single-family home, the limit is $472,030. Properties with two units face a cap of $604,400. Three-unit homes are limited to $730,525, and those with four units can reach up to $907,900.
Regarding conventional loans, the maximum permissible amount for a single-family home is $726,200. This amount extends to $929,850 for properties with two units, $1,123,900 for three units, and for those with four units, it reaches $1,396,800.
Utilize our FHA calculator to discover today's optimal FHA rates. This tool will also help you assess the necessary down payment, requisite income, credit requirements, reserves, and the documents needed to qualify for these loans.
The Lendersa® calculator is designed to facilitate the comparison of FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. It's a great tool to explore your options thoroughly.
Lendersa® gathers comprehensive data from an expansive network of thousands of lenders. In just moments, this information is matched to your unique financial profile and personal needs, offering tailored solutions.
In 2026, the Loan Limits Comparison Table for Mansfield county, part of De Soto, LA, provides a detailed analysis of maximum loan amounts across different lending sectors—be it FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), or hard money loans. To thoroughly compare criteria such as income, reserve requirements, and credit standards, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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