For the year 2026, within Franklin county in Norfolk, MA, the FHA loan ceiling for a single-family residence is set at $828,000. For properties with 2-units, it's $1,060,000; for 3-units, $1,281,300; and for 4-units, $1,592,350.
The cap on conventional loans for single-family homes is $828,000. For 2-unit properties, it's capped at $1,060,000, 3-unit dwellings at $1,281,300, and 4-unit homes at $1,592,350.
Our FHA calculator can assist you in finding the current best FHA rates and help calculate the necessary down payment, income, credit history, reserves, and documents required for loan qualification.
The Lendersa® calculator allows you to assess FHA rates and terms alongside other loan programs. Delve into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
By sourcing data from numerous lenders, Lendersa® swiftly matches loan program details with your financial profile and requirements.
In 2026, the Loan Limits Comparison Table for Franklin county in Norfolk, MA highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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