FHA Loan Max Loan amount for Plymouth, Plymouth County, MA in 2026

For 2026, the FHA loan limit in Plymouth, within the county of Plymouth, MA, is set as follows: $828,000 for single-family homes, $1,060,000 for two-unit houses, $1,281,300 for those with three units, and $1,592,350 for four-unit properties.

For conventional loans, the maximum permissible amount is $828,000 on single-family residences, going up to $1,060,000 for duplexes, $1,281,300 for triplexes, and $1,592,350 for quadplex properties.

Make use of our FHA calculator to view current FHA best rates and establish the necessary downpayment, income, credit requirements, reserves, and documents needed to qualify.

Browse loan offers from more than 100 lenders today and see which might suit you best.

Explore Loan Choices in Plymouth, MA

Through the Lendersa® calculator, you can compare FHA rates and loan terms with those from all other lending programs. Engage in exploring and differentiating between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.

Lendersa® efficiently gathers comprehensive loan data from thousands of lending sources, matching it swiftly against your financial attributes and requirements to deliver tailored, rapid results.

Our Loan Limits Comparison Table for 2026 in Plymouth, inside Plymouth county, MA, helps compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly evaluate qualification criteria such as income, reserves, and credit, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™) to gain valuable insights.

Loan limits Plymouth county of Plymouth, MA

SFR 2 Units 3 Units 4 Units
FHA $828,000 $1,060,000 $1,281,300 $1,592,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $828,000 $1,060,000 $1,281,300 $1,592,350
USDA $675,000 $675,000 $675,000 $675,000
VA $828,000 $1,060,000 $1,281,300 $1,592,350
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • Lends in Massachusetts
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success

  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Lends in Massachusetts
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Lends in Massachusetts
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Lends in Massachusetts
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.

  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Lends in Massachusetts
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments

  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • Lends in Massachusetts
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.

  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Lends in Massachusetts
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.

  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • Lends in Massachusetts
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans