In 2026, FHA loan limits in Montgomery-Village county, found in Montgomery, MD, are set at $822,375 for a single-family home. For 2-units, it's $1,053,000, for 3-unit homes $1,272,750, and for residences with 4-units, the cap is $1,581,750.
Conventional loans allow a maximum of $822,375 for single-family homes. For 2-units, the limit rises to $1,053,000, for those with 3-units it's $1,272,750, and for 4-units, the amount is $1,581,750.
Utilize our FHA calculator to view today’s best FHA rates, calculate downpayments, and determine the income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects data from thousands of lenders, swiftly comparing it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Montgomery-Village county, part of Montgomery, MD, facilitates the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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