In the year 2025, the FHA loan limits established for Mount-Airy county within Carroll, MD are outlined as follows: for a single-family home, the limit is $538,200; for properties with 2-units, it's set at $689,000; for those with 3-units, the limit rises to $832,850; and for 4-unit residences, it reaches $1,035,000.
On the other hand, the maximum amount borrowable under conventional loans for a single-family residence is $548,250. For duplexes or 2-unit homes, the ceiling is $702,000; for triplex properties, it bumps up to $848,500; and for four-unit homes, the maximum defined is $1,054,500.
Take advantage of our FHA calculator to explore today’s finest FHA rate offers and to determine requisite factors such as down payment amounts, income levels, credit scores, reserves, and necessary documentation for loan qualification.
Get started by comparing loan offers from an array of over 100 different lenders
The Lendersa® calculator provides the capability to meticulously compare FHA loan rates and terms with those available under a wide range of other loan programs. Delve into and assess conventional loans, jumbo loans, VA loans, USDA offerings, Non-QM loans, and hard money loans, along with FHA alternatives.
Lendersa® efficiently sources comprehensive loan program data from a multitude of lenders, promptly aligning it with your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Mount-Airy county of Carroll, MD, enables you to efficiently compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To gain insights into qualification requirements, including income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
