In 2026, the FHA loan limits for Mount-Rainier county of Prince George's, MD are outlined as follows: for a single-family home, the limit is $822,375; for properties with 2-units, it is $1,053,000; for 3-units, the maximum is $1,272,750; and for 4-units, it reaches $1,581,750.
When looking at conventional loans, the highest loan amount allowed for a single-family residence is $822,375. For homes with 2-units, it increases to $1,053,000; for 3-unit homes, it is $1,272,750; and for 4-unit properties, the maximum stands at $1,581,750.
Utilize our FHA calculator to see today’s most competitive FHA rates and to ascertain the downpayment needed, as well as income, credit, reserves, and the necessary documentation for qualification.
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The Lendersa® calculator provides you with the capability to evaluate and compare the rates and terms of FHA loans alongside all other loan programs. Dive into an exploration of loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money, and compare them with FHA.
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The Loan Limits Comparison Table for 2026 in Mount-Rainier county of Prince George's, MD allows you to see comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and also hard money loan maximums. To understand better the qualification requirements, such as income, reserves, and credit scores, try using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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