In 2026, FHA loan limits for Takoma-Park, located in Montgomery, MD, are set at $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The ceiling for conventional loans stands at $822,375 for a single-family residence, rising to $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Utilize our FHA calculator to discover today’s top FHA rates and determine essential downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare the terms and rates of FHA loans with those of other programs such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
With extensive data from thousands of lenders, Lendersa® tailors comparisons to your unique financial profile, providing fast, customized options.
Consult the 2026 Loan Limits Comparison Table in Takoma-Park, Montgomery, MD to explore maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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