During 2026, FHA loan limits in Farmington, part of Franklin, ME, are set at $472,030 for a single-family home. The limit increases to $604,400 for 2-units, $730,525 for 3-units, and reaches $907,900 for 4-unit properties.
For conventional loans, the highest possible loan on a single-family home is $726,200. For 2-unit homes, it's $929,850, rising to $1,123,900 for 3-units and $1,396,800 for 4-units.
Use our FHA calculator for today's top rates and find out the downpayment, income, credit requirements, reserves, and documentation needed.
The Lendersa® calculator lets you compare FHA terms with those of other loan programs. Investigate options for Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws from a vast array of lender data, quickly matching it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Farmington county, Franklin, ME, covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, and Super Jumbo loan amounts, as well as Reverse Mortgages (HECM) and hard money loans. For a comparison of qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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