In 2025, the FHA loan limits in Allendale county of Ottawa, MI are detailed as follows: $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for those with 3 units, and $907,900 for 4-unit dwellings. These limits reflect the needs of diverse house sizes and types across the region.
The limits for conventional loans on single-family residences are $726,200, while two-unit homes can go up to $929,850. For those accommodating three units, the maximum is $1,123,900, with four-unit homes having a ceiling of $1,396,800. These values represent the top allowable loans for various dwelling sizes within the conventional loan category.
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The Lendersa® calculator gives you the tools necessary to compare FHA rates and terms with other loan programs. Discover a variety of choices, from conventional and jumbo loans to VA, USDA, non-QM, and hard money loans, each offering unique benefits alongside FHA options.
By gathering loan data from thousands of lenders, Lendersa® swiftly contrasts this information with your personalized financial profile and needs, delivering insights tailored to your circumstances.
The 2025 Loan Limits Comparison Table for Allendale county within Ottawa, MI, provides a comprehensive view of maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan types. To fully explore qualification requirements including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is your go-to resource for informed comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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