In 2026, the FHA loan limits in Auburn-Hills county of Oakland, MI, are set at $356,362 for a single-family home. For properties with two units, the limit is $456,275, while homes with three units have a cap of $551,500. For four-unit residences, the maximum reaches $685,400.
The maximum allowable amount for conventional loans on a single-family dwelling is $548,250. For homes with two units, this amount extends to $702,000, for three units it is $848,500, and for homes with four units, it is $1,054,500.
Use our FHA calculator to check today’s best FHA rates and ascertain the downpayment, income, credit, reserves, and documents necessary for qualification.
Lendersa® makes comparing FHA rates & terms with other loan programs simple. Examine options like conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® gathers data from thousands of lenders, providing you quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Auburn-Hills county, Oakland, MI, showcases maximum loan amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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