In 2026, the FHA loan limits set in Battle-Creek within Calhoun, MI are $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for homes with three units, and $685,400 for those with four units.
For conventional loans, the maximum amount permitted for a single-family residence is $548,250. For properties with two units, the limit is $702,000; for three units, it's $848,500; and $1,054,500 for homes with four units.
Utilize our FHA calculator to discover today’s most competitive FHA rates and determine the needed downpayment, income, credit qualifications, reserves, and documentation for qualification.
With the Lendersa® calculator, you can effectively compare FHA rates and terms with those of other loan programs. Investigate and contrast FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently collects and compares extensive loan program data from thousands of lenders against your individual financial profile and requirements.
For 2026, explore the Loan Limits Comparison Table in Battle-Creek county in Calhoun, MI, which contrasts the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review requirements for qualifications like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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