For 2026, the FHA loan limits in Escanaba county, situated in Delta, MI, are as follows: $472,030 for single-family homes, $604,400 for 2-unit residences, $730,525 for 3-unit properties, and $907,900 for 4-unit homes. These limits accommodate various housing configurations.
Maximum limits on conventional loans for single-family residences are $726,200, whereas 2-unit houses have a cap of $929,850, 3-unit homes allow up to $1,123,900, and 4-unit dwellings reach $1,396,800. These are designed to suit diverse housing needs.
Our FHA calculator helps you find today's FHA rates and assesses necessary downpayment, income, credit reserves, and documentation to meet qualification criteria.
The Lendersa® calculator allows for the comparison of FHA rates and terms alongside other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This comparison enables you to explore varied financing possibilities suitable for your needs.
Lendersa® swiftly collects extensive loan program data from thousands of lenders, aligning this information with your financial profile and needs for well-informed decisions.
The Loan Limits Comparison Table for 2026 in Escanaba county of Delta, MI, presents maximum loan amounts across different programs including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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