In 2026, FHA loan limits in Frankenmuth, Saginaw, MI, are $472,030 for a single-family home. They increase to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans on a single-family residence, the maximum is $726,200. It is adjusted to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use the FHA calculator to find today’s best FHA rates and determine the downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator enables comparisons of FHA rates and terms with other options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® uses data from thousands of lenders to quickly provide options tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Frankenmuth, Saginaw, MI, displays maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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