2025 FHA (Government Loans) Limits for Newberry, Luce County, Michigan

For 2025, the FHA loan limits in Newberry county of Luce, MI are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum for conventional loans on a single-family home is $726,200, with amounts for two units at $929,850, three units at $1,123,900, and four units at $1,396,800.

Use our FHA calculator today to find the best rates and determine downpayment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator lets you compare FHA rates with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Gathering data from thousands of lenders, Lendersa® swiftly matches this with your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Newberry county of Luce, MI allows evaluating maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.

Loan limits Newberry county of Luce, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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