For 2026, FHA loan limits in Whitehall county, Muskegon, MI are $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The maximum conventional loan amount on a single-family residence is $726,200, $929,850 for 2 units, $1,123,900 for 3 units, and $1,396,800 for 4 units.
Use our FHA calculator to find today’s best FHA rates, and determine downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator helps compare FHA rates with other programs including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, enabling rapid comparisons tailored to your financial profile.
In 2026, the loan limits table for Whitehall county, Muskegon, MI compares FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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