In the year 2025, the FHA loan limit in Coon-Rapids county of Anoka, MN, is $402,500 for a single-family home. If you're looking at two-unit dwellings, the limit is $515,250. For three-unit residences, the limit increases to $622,850, and for those considering four-unit properties, the ceiling is $774,050. These limits provide essential guidance for individuals intending to leverage FHA loans for their home purchases, aligning expectations accordingly with available financing.
Turning to conventional loans, the maximum allowable loan for a single-family home stands at $548,250. This extends to $702,000 for two units, to $848,500 for three units, and reaches $1,054,500 for four-unit properties. These figures are crucial in planning and managing anticipated financing strategies effectively.
Our FHA calculator is there to assist you in discovering today's most competitive FHA interest rates, allowing you to understand the necessary downpayment, evaluate income levels, check credit qualification requirements, reserves needed, and prepare the required documentation for approval.
Browse and compare loan offers from an array of 100 lenders to identify the option that best fits your financial needs and goals, ensuring a confident step forward in your home-buying process.
The Lendersa® calculator empowers users to conduct in-depth comparisons between FHA loan rates and terms and those of various other loan programs. You can evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options, each catering to different financial profiles and property goals.
Lendersa® sources comprehensive data from thousands of lenders, delivering quick and tailored comparisons against your unique financial scenario, to aid your decision-making process.
For 2025 in Coon-Rapids county of Anoka, MN, the Loan Limits Comparison Table offers insights into maximum loan amounts under FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For deeper insights into specific qualification criteria like income, reserves, and credit, utilize the detailed guidance of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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