In 2026, the FHA loan limits for Mound county in Hennepin, MN, are set at $515,200 for single-family homes, $659,550 for properties with 2 units, $797,250 for 3 units, and $990,800 for 4-unit buildings.
The maximum available for conventional loans on a single-family residence is $726,200; it is $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit dwellings.
Use our FHA calculator to explore today’s best FHA rates and calculate the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan options, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing data from thousands of lenders, Lendersa® quickly aligns loan programs with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mound county of Hennepin, MN, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification criteria, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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