In 2026, the FHA loan limit for Mounds-View county in Ramsey, MN is set at $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.
The cap for conventional loans covers $548,250 for a single-family home, $702,000 for two-unit properties, $848,500 for three units, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to check today's top FHA rates and calculate necessary downpayments, as well as determine income, credit, reserves, and documentation requirements for qualification.
The Lendersa® calculator offers a comparison of FHA rates and terms against those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, efficiently comparing it with your specific financial profile and needs in seconds.
The Loan Limits Comparison Table for 2026 in the county of Ramsey, within Mounds-View, MN, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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