In 2026, the FHA loan limits in Rush-City county of Chisago, MN are: $402,500 for a single-family home, $515,250 for two-unit properties, $622,850 for three-unit homes, and $774,050 for four-unit buildings. These limits are vital for buyers organizing their FHA financing.
For conventional loans, the maximum amounts are $548,250 for single-family homes, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit properties. Understanding these caps helps in structuring loan applications effectively.
Utilize our FHA calculator to find today’s top FHA rates. It assists in calculating required downpayment, income thresholds, credit scores, reserves, and documents needed for qualification.
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The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a thorough financial assessment.
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The Loan Limits Comparison Table for 2026 in Rush-City county of Chisago, MN provides a detailed view of maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating criteria like income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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