For 2026, the FHA loan limits in Buffalo county, within Dallas, MO, are set as follows: $472,030 for single-family homes. For properties with 2 units, the limit is $604,400, for 3-unit homes it reaches $730,525, and for those with 4 units, the cap is $907,900. Knowing these limits helps in aligning your housing goals with feasible financing options.
The ceiling for conventional loan amounts on a single-family home is $726,200. For two-unit properties, it extends to $929,850. When considering homes with three units, the maximum is $1,123,900, and for four units, it is $1,396,800. These caps guide potential homeowners in understanding the borrowing capacity under conventional loans.
Our FHA calculator is a valuable tool for accessing today's best FHA rates. It calculates necessary down payments, evaluates income and credit requirements, and checks reserve and documentation needs to qualify for a loan. By utilizing this resource, you can confidently prepare for the mortgage application process.
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The Lendersa® calculator provides a comprehensive comparison of FHA loan rates and terms against other loan programs. This includes conventional, jumbo, VA, USDA, Non-QM, and hard money loans, offering insights into a wide array of financial strategies to consider.
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Turn to the Loan Limits Comparison Table for 2026 in Buffalo county, part of Dallas, MO, to examine maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further guidance on qualification criteria like income, reserves, and credit standing, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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