In the year 2026, the FHA loan limits in Byrnes-Mill county, which is part of Jefferson in MO, are specified as $356,362 for a single-family home. For properties with two units, the limit is $456,275; for those with three units, it's set at $551,500; and for four-unit homes, the cap is $685,400. Understanding these limits is crucial for budgeting your potential home purchase.
The highest amount available for a conventional loan on a single-family residence is $548,250. When purchasing a two-unit property, the maximum escalates to $702,000. For three-unit homes, the limit rises to $848,500, and for four units, it is $1,054,500. This tiered structure helps guide your financing options depending on the size of the property.
Use our FHA calculator to discover the best FHA rates available today. This tool helps you determine the required down payment, income levels, credit score, reserves, and documentation necessary to qualify for an FHA loan.
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With the Lendersa® calculator, you can compare FHA rates and terms against those of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, each offering varied terms to fit different financial requirements.
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Refer to the Loan Limits Comparison Table for 2026 in Byrnes-Mill county of Jefferson, MO, to review maximum amounts for loans like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed evaluation of income, reserves, and credit prerequisites to fortify your qualification standing.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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