FHA Loan Limits for Waynesville, Pulaski County, MO in 2025

In the year 2025, the FHA loan limits for Waynesville county in Pulaski, MO are: $472,030 for one-unit homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.

The highest allowable loan amounts for conventional loans are $726,200 for a single-family dwelling, $929,850 for structures with two units, $1,123,900 for three-unit homes, and $1,396,800 for buildings with four units.

Leverage our FHA calculator to uncover today’s optimal FHA rates and calculate the necessary downpayment, income requirements, credit qualifications, reserves, and the documents required for approval.

Examine loan offers available from a selection of 100 diverse lenders, tailored to meet your financial needs.

Explore Loan Choices in Waynesville, MO

The Lendersa® calculator allows you to efficiently compare the rates and terms offered by FHA loans with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects comprehensive loan program data from a multitude of lenders, rapidly evaluating it against your unique financial profile and personal needs.

The Loan Limits Comparison Table for 2025 in Waynesville county, Pulaski, MO lets you examine the maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To better understand the qualification standards such as income levels, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis.

Loan limits Waynesville county of Pulaski, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
  • Multipli Credit Union
  • 818 N Benton Ave, Springfield, MO, 65802
  • "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • West Plains Bank and Trust Company
  • 11 Court Sq, West Plains, MO, 65775
  • West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches
  • Ozark Bank
  • 106–112 North 2nd Ave, Ozark, MO, 65721
  • Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services
  • Mortgage Centers
  • 732 N 22nd St, Suite 105, Ozark, MO, 65721
  • The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt