2025 FHA (Government Loans) Limits for Waynesville, Pulaski County, Missouri

In the year 2025, the FHA loan limits for Waynesville county in Pulaski, MO are: $472,030 for one-unit homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.

The highest allowable loan amounts for conventional loans are $726,200 for a single-family dwelling, $929,850 for structures with two units, $1,123,900 for three-unit homes, and $1,396,800 for buildings with four units.

Leverage our FHA calculator to uncover today’s optimal FHA rates and calculate the necessary downpayment, income requirements, credit qualifications, reserves, and the documents required for approval.

Examine loan offers available from a selection of 100 diverse lenders, tailored to meet your financial needs.

Explore Loan Choices in Waynesville, MO

The Lendersa® calculator allows you to efficiently compare the rates and terms offered by FHA loans with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects comprehensive loan program data from a multitude of lenders, rapidly evaluating it against your unique financial profile and personal needs.

The Loan Limits Comparison Table for 2025 in Waynesville county, Pulaski, MO lets you examine the maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To better understand the qualification standards such as income levels, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis.

Loan limits Waynesville county of Pulaski, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area. The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • Mid-Missouri Bank
  • 3546 E. Sunshine, Springfield, MO, 65809
  • Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.
  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
  • Jill Satterfield - Gershman Mortgage
  • 1557 East Primrose Street, Suite B100, Springfield, MO, 65804
  • Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
  • TelComm Credit Union
  • 2155 E. Sunshine Street, Springfield, MO, 65804
  • TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union"​ in the Ozarks for the 13th year in a row.