2026 FHA Loan Limits for Waynesville, Pulaski County, Missouri

In the year 2026, the FHA loan limits for Waynesville county in Pulaski, MO are: $472,030 for one-unit homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.

The highest allowable loan amounts for conventional loans are $726,200 for a single-family dwelling, $929,850 for structures with two units, $1,123,900 for three-unit homes, and $1,396,800 for buildings with four units.

Leverage our FHA calculator to uncover today’s optimal FHA rates and calculate the necessary downpayment, income requirements, credit qualifications, reserves, and the documents required for approval.

Examine loan offers available from a selection of 100 diverse lenders, tailored to meet your financial needs.

Explore Loan Choices in Waynesville, MO

The Lendersa® calculator allows you to efficiently compare the rates and terms offered by FHA loans with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects comprehensive loan program data from a multitude of lenders, rapidly evaluating it against your unique financial profile and personal needs.

The Loan Limits Comparison Table for 2026 in Waynesville county, Pulaski, MO lets you examine the maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To better understand the qualification standards such as income levels, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis.

Loan limits Waynesville county of Pulaski, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Waynesville FHA Lenders

  • Infuze Credit Union
  • 5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
  • Lends in Missouri
  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Lends in Missouri
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.

  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • Lends in Missouri
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
    We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"

  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • Lends in Missouri
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.

  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Lends in Missouri
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.

  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • Lends in Missouri
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.

  • Legends Bank of Missouri
  • 204 S. Alvarado, Belle, MO, 65013
  • Lends in Missouri
  • What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.

  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • Lends in Missouri
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.