For 2025, the FHA loan limits applicable in Shelby county, within Toole, MT, are specified as follows: $472,030 for a single-family home. For properties comprising two units, the limit is $604,400; for those with three units, $730,525; and for four-unit residences, the cap is $907,900.
As regards conventional loans, the maximum amount for a single-family home reaches $726,200. When it comes to two-unit properties, the ceiling is $929,850; for homes with three units, it climbs to $1,123,900; and for those with four units, it maxes out at $1,396,800.
Leverage our FHA calculator to explore today’s top FHA interest rates, determining essential factors such as downpayment, income, credit score, reserves, and other documentation required for eligibility.
The Lendersa® calculator facilitates a comparative analysis of FHA rates and terms against those offered by other loan programs. Delve into conventional loans, jumbo loans, VA, USDA, non-QM, and hard money financing in comparison to FHA options.
Lendersa® efficiently retrieves extensive loan program data from a multitude of lenders, matching it promptly against your unique financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in Shelby, belonging to Toole county, MT, serves as a tool to evaluate and contrast maximum permissible loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money opportunities. For comprehensive assessments of qualification criteria such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
