For the year 2026, the FHA loan limits applicable in Archer-Lodge, county of Johnston, NC, are as follows: $371,450 for a single-family home, $475,500 for properties with 2 units, $574,800 for 3-unit dwellings, and $714,350 for those with 4 units.
The highest amount allowed for conventional loans on a single-family property is $548,250. For 2-unit homes, this goes up to $702,000, for 3-unit properties it's $848,500, and for properties with 4-units, the maximum reaches $1,054,500.
Utilize our FHA calculator to explore today's competitive FHA rates and understand the downpayment, income, credit, reserves, and documents required for qualification.
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The Lendersa® calculator enables comprehensive comparison of FHA rates and terms across other loan programs. Investigate and contrast between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA alternatives.
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The Loan Limits Comparison Table for 2026 in Archer-Lodge county, Johnston, NC assists in comparing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $371,450 | $475,500 | $574,800 | $714,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $297,100 | $297,100 | $297,100 | $297,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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